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Wells Fargo

February 2022

Cross-border digital cash solution


  • Internal bank transfers between branches are overly-complex and slow
  • SWIFT Payments only run 6-9 hours a day, 5 days a week, impacting international payments experience for customers
  • Transfers involve multiple parties and systems and copy high-risk, cost and complexity


  • Digital Cash eliminates the reliance on SWIFT and correspondent banks using cash tokens to move value between Wells Fargo entitles cross-border
  • Resulting in settlement without third parties and a reduction in transfer time, costs and points-of-failure
  • Why Corda? Chosen for its high levels of privacy, scalability and security architecture that’s compatible with financial industry standards


  • Faster transfer and reduced liquidity risk
  • Irreversible, near real-time settlement and reconciliation
  • Expanded operating hours with 24×7 transactions

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